Is dental insurance worth having?
Dental insurance doesn't seem to cover much, why should I have it?
Just like you buy homeowners insurance for those 'just in case' situations, same holds true for dental insurance too. Dental problems are on a rise, however, many still see dental insurance not necessary.
It is quite the opposite actually though, dental insurance is good when you have emergency situations. It will help with the large bills that can come from dental emergencies. Regardless, even if you never have an emergency, dental insurance is a good investment in your health.
Not all dental insurance policies will cover cosmetic dental procedures, so you will want to make certain the policy you do take does, if that is your reason for taking dental insurance. This includes orthodontics, implants and whitening.